Looking to purchase a luxury property in Tulsa? Oklahoma Mortgage Group (OMG) offers jumbo loans tailored to make your dream home a reality. Bypass conventional loan limits and secure the financing you need.
What is a jumbo loan?
A jumbo loan is any home loan that exceeds a specific threshold called the conforming loan limit. Currently, the 2025 conforming loan limit for a single-family home is $806,500. However, loan limits can be higher in some high-cost areas of the United States. If your mortgage loan amount (the cost of the home, minus your down payment amount) is over the conforming limit, you’ll probably need a jumbo mortgage.
Because you will be financing a higher loan amount than Fannie Mae and Freddie Mac (government-sponsored enterprises that set the conforming limit) will allow, jumbo loans tend to come with higher risk and thus, higher interest rates. The credit requirements are a little bit higher than other loan programs for that same reason.
What are the benefits of an Oklahoma Mortgage Group jumbo loan?
If you’re purchasing a more expensive home, going with a jumbo loan (as opposed to other financing methods, like multiple mortgages or an enormous down payment) offers many benefits, such as:
Financing available up to $10 million — ask for details
No down payment required on loan amounts up to $1,209,750* with the Wealth Building Loan
Up to 90% financing for second homes
Up to 85% financing on loan amounts up to $1 million for 1–4-unit investment properties
As low as 660 FICO
Non-warrantable condos and condotels allowed — all occupancies
Fixed- and adjustable-rate mortgage (ARM) options available
Am I eligible for a jumbo loan?
The same factors examined when applying for any home loan are looked at when applying for a jumbo loan. However, qualifying for a jumbo loan typically requires:
Higher credit scores
Lower debt-to-income ratios
Higher reserves
Larger down payments
All loan requests are subject to credit approval as well as specific loan program requirements and guidelines.
*Available for qualified homebuyers for financing up to $1,209,750 with as low as a 700 FICO or financing up to $806,500 with as low as a 680 FICO. With adjustable-rate mortgages (ARM), the interest rate is variable and may increase or decrease after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment. Geographical variations may apply. Specific information about loan adjustment period available at application.
Why Choose OMG for Your Tulsa Jumbo Loan?
We specialize in Tulsa’s unique market. Our jumbo loan experts offer:
Personalized Guidance: Find the perfect jumbo loan for your needs.
Competitive Rates: Secure the best terms for your Tulsa home.
Smooth Process: Experience a streamlined jumbo loan journey
