Designed exclusively for Native American families, tribes, or tribally designated housing entities, the HUD Section 184 Loan Program is a dynamic pathway to homeownership that honors your heritage and respects your unique financial needs.
program details
Open to American Indians or Alaska Natives who are members of a federally recognized tribe
2.25% down payment required
Better terms than an FHA loan
Financing available for purchase of an existing home or refinance
As low as 640 FICO
Primary residences only
First-time homebuyer not required
Maximum loan limits apply – reach out to us for details!
Key Benefits of HUD 184 Loans:
Tailored Financing: Specialized loan program catering specifically to the needs of Native American homebuyers. Low Down Payment: Minimal down payment requirements make it easier to purchase a home. Flexible Credit Criteria: Understanding of unique credit and financial situations to facilitate approval. Competitive Interest Rates: Access to market-leading rates, making your loan more affordable over time.
Did you know?
The HUD Section 184 Loan Program was created by Congress in 1992 to help members of the underserved Indian Country purchase homes, offering Native Americans a 100% loan guarantee.
